Free Clover Terminal or POS
Choose Clover® Mini, Flex, or Station Duo at $0 upfront. We’ll configure and ship it overnight so you can start taking payments tomorrow.
Transparent, Flexible Merchant Services Pricing
Flat‑Rate
Rates as low as 2.49% + 10¢. No statement, PCI, or junk fees—ever.
Interchange‑Plus
Pay true wholesale interchange plus a predictable markup—ideal for high‑volume merchants. Merchant Account rates start at 0.10% + $0.10 per transaction or Less!
0% Surcharge
Shift card fees to customers and pay $0 for processing (where state‑law permits).
Next‑Day Funding
Never wait days to access your money. Batch by 10PM ET and funds arrive in your bank account the very next business day.
Built for Your Business Type
Restaurants & Bars
Tableside payments, kitchen printers, and tip pooling—all integrated with Clover Dining.
Restaurant Merchant Accounts »Retail Stores
Inventory tracking, barcode scanning, and omnichannel checkout to sell online or in‑store.
Retail Payments »Grocery & Convenience
EBT, WIC, and high‑speed PIN debit support with next‑day settlement.
Grocery Processing »
Why Businesses Love Clover®
- ✔️ All‑in‑one payments, inventory & staff management
- ✔️ Built‑in loyalty, gift cards & marketing
- ✔️ Contactless, EMV, QR‑pay & online checkout
- ✔️ 300+ apps in the Clover App Market
Switching Is Simple
Apply Online
Submit our 3‑minute application & upload one recent statement.
Get Approved
Most accounts approved within 24 hours—faster.
Receive Your Clover
We overnight ship, pre‑configure & walk you through setup.
Start Saving
Begin taking payments & enjoy lower fees with next‑day funding.
Trusted by 5,000+ U.S. Merchants
“Swapping processors cut our fees in half and the free Clover Station runs our entire café.”
“Setup took minutes, payouts hit next morning, and no hidden charges—finally transparent processing!”
“We got the Clover Flex free, synced it with QuickBooks, and our field techs can take chip or tap payments on‑site.”