Low Rate Merchant Services & Free Clover POS

Save up to 40% on Credit‑Card Processing — Plus a FREE Clover® POS

Centaurus Merchant Services helps U.S. businesses keep more of every sale with transparent low‑rate credit‑card processing, next‑day funding, and no hidden fees. Open an account this month and receive a FREE Clover™ Mini, Flex, or Station Duo—shipped overnight at no cost.

Free Clover Terminal or POS (If Qualified)

Choose Clover® Mini, Flex, or Station Duo (If Qualified) at $0 upfront. We’ll configure and ship it overnight so you can start taking payments tomorrow.

Transparent, Flexible Merchant Services Pricing

Flat‑Rate

Rates as low as 2.49% + 10¢. No statement, PCI, or junk fees—ever.

Interchange‑Plus

Pay true wholesale interchange plus a predictable markup—ideal for high‑volume merchants. Merchant Account rates start at 0.10% + $0.10 per transaction or Less!

0% Surcharge

Shift card fees to customers and pay $0 for processing (where state‑law permits).

Next‑Day Funding

Never wait days to access your money. Batch by 10PM ET and funds arrive in your bank account the very next business day.

Built for Your Business Type

Restaurants & Bars

Tableside payments, kitchen printers, and tip pooling—all integrated with Clover Dining.

Restaurant Merchant Accounts »

Retail Stores

Inventory tracking, barcode scanning, and omnichannel checkout to sell online or in‑store.

Retail Payments »

Grocery & Convenience

EBT, WIC, and high‑speed PIN debit support with next‑day settlement.

Grocery Processing »

Clover POS kit including Mini, Flex and Station

Why Businesses Love Clover®

✔️ All‑in‑one payments, inventory & staff management
✔️ Built‑in loyalty, gift cards & marketing
✔️ Contactless, EMV, QR‑pay & online checkout
✔️ 300+ apps in the Clover App Market

Claim Your Free Clover

Switching Is Simple

Apply Online

Submit our 3‑minute application & upload one recent statement.

Get Approved

Most accounts approved within 24 hours—faster.

Receive Your Clover

We overnight ship, pre‑configure & walk you through setup.

Start Saving

Begin taking payments & enjoy lower fees with next‑day funding.

Trusted by 5,000+ U.S. Merchants

“Swapping processors cut our fees in half and the free Clover Station runs our entire café.”
Ava R., Brooklyn NY

“Setup took minutes, payouts hit next morning, and no hidden charges—finally transparent processing!”
James P., Austin TX

“We got the Clover Flex free, synced it with QuickBooks, and our field techs can take chip or tap payments on‑site.”
Teresa S., Denver CO