Cut payment processing costs and upgrade to modern Clover POS.
Centaurus Merchant Services helps restaurants, retailers, grocery stores, professional offices, and service businesses compare transparent pricing, reduce card processing expenses, and move into dependable payment technology.
- Free Clover terminal or POS options for qualified businesses
- Interchange plus, flat rate, and 0% surcharge program options
- Next day funding options and hands-on onboarding support
Merchant Accounts
Card processing built around your volume, industry, transaction mix, and equipment needs.
Clover POS
Clover Flex, Mini, Station, and POS tools for checkout, reporting, and daily operations.
Surcharge Options
Compliant programs designed to offset eligible credit card acceptance costs where allowed.
Statement Review
A line-by-line review to identify avoidable fees and realistic savings opportunities.
Stop guessing what payment processing really costs.
Many merchants only see the final debit and never get a clean explanation of interchange, processor markup, monthly fees, PCI fees, batch fees, statement fees, gateway charges, and hardware costs.
We review the whole account, not just the headline rate. That means your quote can account for transaction size, card mix, keyed volume, online volume, equipment requirements, funding goals, and risk profile.
Simple, predictable pricing for certain business models.
A transparent structure for qualified merchants that want clearer markup visibility.
Cash and card price display options for eligible businesses.
A compliant cost-offset option where permitted by law and card brand rules.
Estimate possible processing savings
This is a rough estimate for planning only. A real quote requires statement review, card mix, ticket size, and underwriting details.
Payment solutions for the way your business actually runs.
Clover equipment can simplify checkout and reporting.
Clover gives business owners professional payment acceptance with tools for staff, inventory, tips, customers, reporting, and day-to-day management.
- Accept chip, tap, swipe, keyed, mobile, and online payments
- Support sales reporting, item tracking, taxes, and employee permissions
- Add apps for loyalty, gift cards, scheduling, invoicing, and more
- Choose countertop, handheld, or full POS options based on your workflow
From statement review to activation.
Send your details
Submit a quote request or application with your business profile and current statement if available.
Review pricing
We compare your current cost structure against available processing and equipment options.
Sign paperwork
Qualified merchants receive contract paperwork showing rates, fees, equipment, and terms.
Get activated
After approval, your payment setup is configured and you receive guidance for onboarding.
Common merchant services questions.
Can I get free Clover equipment?
Qualified businesses may be eligible for Clover terminal or POS equipment with no upfront hardware cost. Eligibility depends on business type, volume, processing approval, and program terms.
Do you offer interchange plus pricing?
Yes, qualified merchants can receive interchange plus pricing so the processor markup is easier to understand and compare against other proposals.
What is needed for a rate review?
A recent merchant statement is the best starting point. It helps identify actual volume, card mix, effective rate, monthly fees, and possible savings.
How does the application process work?
After submission, your documents are reviewed, contract terms are prepared, and the signed contract is submitted for underwriting where required.
Request a free merchant services quote today.
Send your business details and, if available, a recent merchant statement. We will review your processing costs and help you evaluate pricing, Clover equipment, funding, and surcharge options.